Water Heater Financing

0% Intro APR Up To 6 Months

*Financing is provided through Synchrony Bank and is subject to credit approval. 

Multiple Synchrony financing plan are available, please review the financing plans below and choose the one that best fits your needs. If you have questions, call 1-800-835-8041 to speak with a friendly water heater expert. We’re happy to help!  

  • Synchrony Financing can not be used or combined with any other offer, discount, coupon or promotion.
  • Synchrony Financing can not be used as a payment option for billing accounts, service agreements or preferred client accounts.
  • Before applying, please make sure you are within our service areas.

Synchrony Financing Plans

Plan 920 – No Monthly Interest if Paid in Full Within 6 Months (Deferred Interest)

Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Fixed monthly payments of 2.50% of the highest balance applicable to the promo purchase until paid in full. Making the Minimum Monthly Payment will not pay off the purchase within the promotional period.

No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 Months, if you do not, monthly interest will be charged on the promo purchase from the purchase date. Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to this promotional purchase, except that the fixed monthly payment will continue to be required until the promotion is paid in full. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Plan 971 – 7.99% APR Until Paid In Full.

Estimated payoff period 61 months. See below for additional information.

Interest will be charged on promo purchase from the purchase date at a reduced 7.99% APR and fixed monthly payments are required equal to 2.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2.One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval

Plan 980 – 5.99% APR Until Paid In Full. Fixed monthly payments equal to 3.00% of promo purchase amount until paid in full.

Estimated payoff period 37 months. See below for additional information.

Interest will be charged on promo purchase from the purchase date at a reduced 5.99% APR and fixed monthly payments are required equal to 3.00% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval

Plan 943 – 9.99% APR Until Paid In Full. Fixed monthly payments equal to 1.25% of promo purchase amount until paid in full.

Estimated payoff period 132 months. See below for additional information.

Interest will be charged on promo purchase from the purchase date at a reduced 9.99% APR and fixed monthly payments are required equal to 1.25% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval

Want to know what your monthly payments will be? We are here to help, just ask us about the payment calculator. Once your financing has been approved, we will review the promotions above, walk through the payment calculator and help you select the program that will work best for you. Have more questions, give us a call 1-800-835-8041 and ask our water heater experts about our financing program.